Internet PIN Debit
The security and convenience of PIN debit comes to online shopping.
Acculynk brings the convenience and security of PIN debit to the Internet with PaySecure, a software-only service that allows consumers to pay for online purchases with their debit card and bank-issued PIN.
How It Works
- At the merchant checkout, enter your debit card number as usual.
- When you see the PIN pad, use your mouse to click your PIN.
- After every click the secure PIN pad scrambles keeping your PIN safe.
In the U.S.
When a consumer uses their debit card at a participating merchant, PaySecure’s patented, graphical PIN-pad appears at the checkout for the option of PIN entry if the debit card can be used with a PIN. Consumers enter their PIN using their mouse or hit Cancel on the PIN-pad to process as signature debit – preserving the choice they already get at the retail POS.
Internationally, there are significantly more debit card holders than credit card holders; with signature debit not available in many markets. Acculynk provides a way to enable CNP transactions in these markets boosting in-country e-commerce. Additionally, by enabling PIN-only debit cards for e-commerce outside of the US, Acculynk provides the many PIN-only debit card holders outside the U.S. a way to transact with U.S. based merchant sites. In many markets where the credit infrastructure is not fully mature, activation of debit provides an easy, scalable way to offer consumers a way to transact online.