Our Company

ATM Direct is a privately held alternative payments provider offering a suite of products that enable PIN debit payments over the Internet. The technology underlying our products are backed by a suite of intellectual property that includes 10 patent families. Our technology leverages a revolutionary encryption and authentication framework which is easy to implement and integrates seamlessly with existing payment processing protocols and systems.

Our Value Proposition

ATM Direct's value proposition uniquely addresses the individual needs of merchants, consumers, financial institutions, merchant acquirers and EFT networks. Our solution offers merchants ease of use, lower transaction fees and reduction in online fraud. For consumers, we provide a non-intrusive payment method that utilizes their existing debit card. Lower processing costs and incremental revenue from additional online debit transactions provide increased value to financial institutions. For merchant acquirers, our solution maintains consistency in the acquirer's relationship with merchants and reinforces merchant loyalty. Networks can extend their brand online with ATM Direct's solution, while increasing revenue from additional transactions.